Terms of Use

1. Your Rights Under These Terms and How to Exercise Them

Before using the Rivonia Vantage website or engaging our financial consulting services, you should know that you have the right at any time to: request a copy of any agreement formed with us through this site, withdraw from a service enquiry submitted via our contact form before it has been actioned (normally within 5 business days of submission), request correction of factual errors in correspondence we hold about you, and lodge a complaint about the conduct of this website or our services. We aim to acknowledge any such request within 3 business days and resolve it within 14 business days. If you are dissatisfied with our response, you may escalate the matter as set out in Section 12 below.

2. Contact for Requests Relating to These Terms

Please quote the date and content of your original enquiry where relevant, so we can locate your records quickly.

3. Who We Are and What This Site Is For

Rivonia Vantage Financial Consulting (Pty) Ltd is a Proprietary Limited (Pty) Ltd registered in South Africa under registration number 0548528106, trading as Rivonia Vantage (Rivonia Vantage). We provide financial consulting services to individual and corporate clients. The girelva.site website is an informational and lead-generation channel: it describes our services, allows prospective clients to contact us via a web-based contact form, and allows visitors to subscribe to our email newsletter. It is not itself a platform for executing financial transactions or providing binding financial advice — all advisory engagements are governed by a separate, signed engagement letter.

4. Acceptance of These Terms

By browsing girelva.site, submitting the contact form, or subscribing to our mailing list, you accept these Terms of Use. If you do not agree with them, please discontinue use of the site immediately. These terms apply in addition to, and do not replace, any signed engagement letter, mandate, or fee agreement entered into separately with Rivonia Vantage Financial Consulting (Pty) Ltd.

5. Use of the Contact Form

The contact form on this site collects your name, email address, phone number, and the content of your message, for the sole purpose of responding to your enquiry. Submitting the form does not create a client relationship, a mandate, or any contractual obligation on our part to provide services; it is an invitation to treat only. We aim to respond to all contact form submissions within 2 business days. You warrant that any information you submit through the form is accurate and that you have the right to share any third-party information contained in your message (for example, details of a business partner or co-signatory).

6. Email Subscription Service

Visitors may subscribe to receive periodic emails covering financial markets commentary, regulatory updates, and updates about our services. Subscription requires a valid email address and, where used, your name. Each email includes an unsubscribe link, and unsubscribe requests are processed within 2 business days. We do not sell or rent subscriber lists to third parties. Full detail on how subscriber data is processed is set out in our Privacy Policy and Cookie Policy.

7. No Financial Advice Via the Website

Content published on girelva.site, including articles, market commentary, and service descriptions, is provided for general information purposes only and does not constitute financial, investment, tax, or legal advice as contemplated under the Financial Advisory and Intermediary Services Act, 2002. Any specific advice is only provided under a formal, signed engagement subject to separate terms and applicable regulatory disclosures. You should not act or refrain from acting based solely on content found on this website.

8. Intellectual Property

All text, graphics, logos, and other content on girelva.site are the property of Rivonia Vantage Financial Consulting (Pty) Ltd or its licensors and are protected under South African copyright and trademark law. You may view and print material for personal, non-commercial reference. Reproduction, distribution, or republication of any content for commercial purposes requires our prior written consent, which may be requested at [email protected].

9. Acceptable Use

You agree not to: submit false, misleading, or fraudulent information via the contact form or subscription form; attempt to gain unauthorised access to any part of the site or its underlying systems; use automated means (bots, scrapers) to extract content or submit forms at volume; or use the site in any way that could damage, disable, or impair its operation. We reserve the right to block access from any device, IP address, or account we reasonably believe is being used in breach of this section, with or without prior notice.

10. Availability of the Website

We take reasonable steps to keep girelva.site available and functioning correctly, but we do not guarantee uninterrupted access. The site may be unavailable during scheduled maintenance (which we will attempt to schedule outside standard South African business hours, 08:00–17:00 SAST, where practicable) or due to circumstances beyond our reasonable control. We are not liable for losses arising from temporary unavailability of the site or its contact form.

11. Limitation of Liability

To the maximum extent permitted under South African law, including the Consumer Protection Act 68 of 2008 where applicable, Rivonia Vantage Financial Consulting (Pty) Ltd excludes liability for any indirect, incidental, or consequential loss arising from your use of this website, including loss of profits or business opportunity. Nothing in these terms limits liability that cannot lawfully be excluded, including liability for gross negligence or wilful misconduct. Where you are engaged as a client under a separate signed agreement, the liability terms of that agreement will take precedence over this website's terms in respect of the services rendered.

12. Complaints and Dispute Resolution

If you are unhappy with any aspect of this website or our handling of your enquiry, please write to [email protected] in the first instance; we will acknowledge your complaint within 3 business days and provide a substantive response within 14 business days. If the matter remains unresolved, and it concerns the processing of your personal information, you may approach the Information Regulator of South Africa. If it concerns our financial services, you may approach the applicable ombud scheme or the Financial Sector Conduct Authority. These terms are governed by the laws of the Republic of South Africa, and the courts of South Africa shall have jurisdiction over any dispute not resolved through the above process.

13. Changes to These Terms

We may update these Terms of Use from time to time to reflect changes in our services or in applicable law. The date of the most recent revision will be indicated at the foot of this page. Material changes affecting active subscribers will be flagged via the next scheduled email communication. Continued use of the website after changes take effect constitutes acceptance of the revised terms.

14. Contact

For any question about these Terms of Use, please contact Rivonia Vantage Financial Consulting (Pty) Ltd at [email protected] or +27 41 271 3822, or in writing at 48 Beach Road, 6000 Port Elizabeth, South Africa.

Last updated: 2026